TD Aeroplan Visa Infinite Privilege Review – August 2022

Chosing the best travel rewards credit card comes down to multiple factors: annual fee, perks, and signup bonus are always at the top of the list. So when we decided to review the TD Aeroplan Visa Infinite Privilege card this summer we knew we would have lots of good information to share.

In fact, we like the TD Aeroplan Visa Infinite Privilege benefits so much we’re giving it a Top Card ranking right out of the gate despite it’s $599 annual fee.

Unlike other travel rewards cards that just get you points, the TD Aeroplan Visa Infinite Privilege card gets you some bonus Aeroplan benefits we know you’ll love.

Signup Bonus

The TD Aeroplan Visa Infinite Privilege sign up bonus has two components: initial spend and sustained spend. Right out of the gate you’ll receive 20,000 Aeroplan points when you make your first purchase with the card. You can earn another 85,000 points when you spend at least $1,000 each month for the first 10 months the account is open, or 8500 points per month on top of the points earned by spending.

This brings your initial points haul to at least 105,000 Aeroplan points.

Aeroplan Perks

When you use your card to purchase travel with Air Canada you earn 2 points for every dollar spent. As an affinity cardholder you also get preferred pricing on some flights (and flight rewards) at the aircanada.com website. We actually discovered this by accident when we were trying to book with a friend to Europe. They couldn’t see the prices I had access to in my Aeroplan account because they weren’t a TD Aeroplan Visa client.

The primary cardholder also earns 1000 Aeroplan Status Qualifying Miles (SQMs) and one Status Qualifying Segment (SQS) for each $5000 of net purchases. This can be especially helpful for travelers who are close to reaching the next level of status in the Aeroplan system.

VIP Lounge Access

This benefit is huge on our priority list. VIP Lounges are part of the reason we travel. With other cards in our wallet we get great lounge access from half a dozen providers. But for Canadians the TD Aeroplan Visa Infinite Privilege gets you the best in Canada: Maple Leaf Lounge access for you and 2 additional guests.

We used it for the first time earlier this summer at the international departures Maple Leaf Lounge at YYZ, one of our favourite lounges in the world and the best way to begin your journey.

|Apply for the TD Aeroplan Visa Infinite Privilege Card|

Air Canada Bonuses

As a TD Aeroplan Visa cardholder you’re entitled to additional benefits when you book and fly on Air Canada. These benefits extend to your additional cardholders or up to 8 travel companions travelling on the same reservation.

• Free first checked bag
• Priority Check-In
• Priority Boarding
• Priority Baggage Handling
• Priority Airport Standby & Priority Airport Upgrades
• $99 Roundtrip Companion Passes when you spend $25K each year

NEXUS Fee Reimbursement

We jumped on the NEXUS bandwagon just over a decade ago. Being able to zip through security lines and fast-track through customs was life changing when our kids were younger. Today it makes our travel quick, effortless and leaves us with much more time in the VIP lounges. NEXUS costs just $50 for a 5 year membership and is worth 10x that in the convenience you receive.

With theTD Aeroplan Visa Infinite Privilege you’ll receive a rebate up to $100 every for years for a NEXUS application/renewal charged to your card.

Card Benefits Far Outweigh the Fee

Canadians are a very fee averse crowd. We get it: from cell phones to internet to cable tv we’re among the most overcharged in the world. But when it comes to travel reward credit cards if you want to play the game you have to play it to win. The $599 annual fee might seem a bit steep but when you start adding up the benefits you get each year you’ll come out way ahead.

Income Threshold

Unlike American Express, which dropped it’s income thresholds a couple of years ago, TD qualifies applicants for this card based on individual or household income.

To apply for the TD Aeroplan Visa Infinite Privilege you’ll need either $150,000 of personal income or at least $200,000 of household income.

Bottom Line

We highly recommend the TD Aeroplan Visa Infinite Privilege for your points journey even beyond the value of the signup bonus.

This is a card you can plan to keep in your wallet for years to come as you continue to win the points game.

If you’re an existing TD Aeroplan or regular Visa customer we recommend you upgrade to the TD Aeroplan Visa Infinite Privilege just to take advantage of the sign up bonus and additional benefits. Once you’ve received your bonus points you can always downgrade to one of the less expensive Aeroplan cards if the annual fee is justified in your case.

Are you maximizing all of the benefits of your TD Aeroplan Visa Infinite Privilege? Or do you have an epic reward experience to share with the community? Tell us all about it in the comments below. We may even use your story in an upcoming report.